Humanitarian FX Transparency Tracker

The UN sets operational exchange rates for converting aid funding to local currency. These rates can lag behind actual market rates, creating a purchasing power gap across staff salaries, local procurement, and operational costs. We compare the UN rate against USDC stablecoin market rates — the closest proxy for real in-country exchange rates — to measure this gap. Methodology.

Updated just now

Humanitarian funding from the largest donor fell 88% from its 2022 peak. Across the countries we track, an average of $71,016 per million dollars converted is lost to the gap between UN operational rates and in-country market rates. This tracker measures that gap in real time.

Countries Tracked

32

across 28 currencies

Avg. Gap per $1M

$71,016

UN Rate vs stablecoin

Largest Gap per $1M

$340,198

Venezuela →

Theoretical Gain

$206M

2025 funding × live FX gap across 9 countries

parallel_rates 1d ago Forex 1d ago Spreads 1d ago UN Rate 1d ago unore_historical 2h ago USDT 1d ago usdt_p2p_binance 1d ago

Venezuela

VES · Venezuelan Bolivar

Significant

Purchasing power gap per $1M converted

UN vs Forex

$66,165

+7.1%

UN vs USDC

$340,198

+51.6%

Theoretical gain via USDC

up to $49.2M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

407.38

Forex Rate

436.24

Stablecoin market rates

USDC (regulated)

617.43

USDT (unregulated)

618.62

UN Rate age: 10 days

Egypt

EGP · Egyptian Pound

Moderate

Purchasing power gap per $1M converted

UN vs Forex

$92,597

+10.2%

UN vs USDC

$82,859

+9.0%

Theoretical gain via USDC

up to $11.0M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

47.90

Forex Rate

52.79

Stablecoin market rates

USDC (regulated)

52.23

USDT (unregulated)

52.04

UN Rate age: 10 days

Nigeria

NGN · Nigerian Naira

Moderate

Purchasing power gap per $1M converted

UN vs Forex

$26,773

+2.8%

UN vs USDC

$62,936

+6.7%

Theoretical gain via USDC

up to $20.3M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

1,359

Forex Rate

1,396

Stablecoin market rates

USDC (regulated)

1,450

USDT (unregulated)

1,474

UN Rate age: 10 days

Yemen

YER · Yemeni Rial

Low

Purchasing power gap per $1M converted

UN vs Forex

N/A

UN vs USDC

$42,123

+4.4%

Theoretical gain via USDC

up to $57.8M

if all 2025 funding converted at UNORE vs stablecoin rate

Forex rate unreliable (de-risked market)

USD exchange rates

UN Rate

529.73

Forex Rate

238.40

Stablecoin market rates

USDC (regulated)

553.03

USDT (unregulated)

532.22

UN Rate age: 10 days

Bangladesh

BDT · Bangladeshi Taka

Low

Purchasing power gap per $1M converted

UN vs Forex

$1,739

+0.2%

UN vs USDC

$37,702

+3.9%

Theoretical gain via USDC

up to $20.1M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

122.03

Forex Rate

122.24

Stablecoin market rates

USDC (regulated)

126.81

USDT (unregulated)

125.13

UN Rate age: 10 days

Pakistan

PKR · Pakistani Rupee

Low

Purchasing power gap per $1M converted

UN vs Forex

$1,488

+0.1%

UN vs USDC

$22,619

+2.3%

Theoretical gain via USDC

up to $4.3M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

279.36

Forex Rate

279.78

Stablecoin market rates

USDC (regulated)

285.83

USDT (unregulated)

288.36

UN Rate age: 10 days

Lebanon

LBP · Lebanese Pound

Low

Purchasing power gap per $1M converted

UN vs Forex

-$0

No gap

UN vs USDC

$19,173

+2.0%

Theoretical gain via USDC

up to $12.9M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

89,500

Forex Rate

89,500

Stablecoin market rates

USDC (regulated)

91,250

USDT (unregulated)

90,012

UN Rate age: 10 days

Jordan

JOD · Jordanian Dinar · Pegged to USD

Low

Purchasing power gap per $1M converted

UN vs Forex

$1,410

+0.1%

UN vs USDC

$17,690

+1.8%

Theoretical gain via USDC

up to $3.9M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

0.7080

Forex Rate

0.7090

Stablecoin market rates

USDC (regulated)

0.7208

USDT (unregulated)

0.7118

UN Rate age: 10 days

Ukraine

UAH · Ukrainian Hryvnia

Low

Purchasing power gap per $1M converted

UN vs Forex

$17,794

+1.8%

UN vs USDC

$13,843

+1.4%

Theoretical gain via USDC

up to $26.2M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

43.10

Forex Rate

43.88

Stablecoin market rates

USDC (regulated)

43.71

USDT (unregulated)

43.93

UN Rate age: 10 days

Colombia

COP · Colombian Peso

Low

Purchasing power gap per $1M converted

UN vs Forex

$11,202

+1.1%

UN vs USDC

-$2,507

No gap

USD exchange rates

UN Rate

3,736

Forex Rate

3,778

Stablecoin market rates

USDC (regulated)

3,726

USDT (unregulated)

3,702

UN Rate age: 10 days

Sudan

SDG · Sudanese Pound

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

N/A

UN vs USDT

$61,506

+6.6%

Theoretical gain via USDC

up to $108.3M

if all 2025 funding converted at UNORE vs stablecoin rate

Forex rate unreliable (de-risked market)

USD exchange rates

UN Rate

3,350

Forex Rate

454.35

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

3,570

UN Rate age: 10 days

Afghanistan

AFN · Afghan Afghani

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

-$2,404

No gap

UN vs USDT

N/A

USD exchange rates

UN Rate

63.50

Forex Rate

63.35

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

N/A

UN Rate age: 10 days

Syria

SYP · Syrian Pound

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

$17,140

+1.7%

UN vs USDT

$78,024

+8.5%

Theoretical gain via USDC

up to $199.3M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

110.50

Forex Rate

112.43

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

119.85

UN Rate age: 10 days

Iran

IRR · Iranian Rial

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

-$413,392

No gap

UN vs USDT

N/A

USD exchange rates

UN Rate

1,363,276

Forex Rate

964,542

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

N/A

UN Rate age: 10 days

Myanmar

MMK · Myanmar Kyat

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

N/A

UN vs USDT

$23,812

+2.4%

Theoretical gain via USDC

up to $12.3M

if all 2025 funding converted at UNORE vs stablecoin rate

Forex rate unreliable (de-risked market)

USD exchange rates

UN Rate

3,915

Forex Rate

2,099

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

4,011

UN Rate age: 10 days

DRC

CDF · Congolese Franc

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

$30,800

+3.2%

UN vs USDT

$159,065

+18.9%

Theoretical gain via USDC

up to $126.9M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

2,148

Forex Rate

2,216

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

2,555

UN Rate age: 10 days

Ethiopia

ETB · Ethiopian Birr

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

-$1,901

No gap

UN vs USDT

$155,101

+18.4%

Theoretical gain via USDC

up to $112.3M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

155.15

Forex Rate

154.86

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

183.63

UN Rate age: 10 days

Somalia

SOS · Somali Shilling

Insufficient data

USD exchange rates

UN Rate

N/A

Forex Rate

570.52

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

523.70

UN Rate age: 10 days

South Sudan

SSP · South Sudanese Pound

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

$9,461

+1.0%

UN vs USDT

N/A

USD exchange rates

UN Rate

4,546

Forex Rate

4,590

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

N/A

UN Rate age: 10 days

Occupied Palestinian Territory

ILS · Israeli Shekel

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

-$4,526

No gap

UN vs USDT

$91,095

+10.0%

Theoretical gain via USDC

up to $401.5M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

3.1130

Forex Rate

3.0990

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

3.4250

UN Rate age: 10 days

Burkina Faso

XOF · CFA Franc BCEAO · Pegged to EUR

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

$19,198

+2.0%

UN vs USDT

$14,068

+1.4%

Theoretical gain via USDC

up to $4.8M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

555.43

Forex Rate

566.30

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

563.35

CFA Franc (BCEAO) — shared currency across WAEMU: Benin, Burkina Faso, Côte d'Ivoire, Guinea-Bissau, Mali, Niger, Senegal, Togo. Pegged to EUR.

UN Rate age: 10 days

Cameroon

XAF · CFA Franc BEAC · Pegged to EUR

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

$19,198

+2.0%

UN vs USDT

$67,965

+7.3%

Theoretical gain via USDC

up to $7.8M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

555.43

Forex Rate

566.30

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

595.93

CFA Franc (BEAC) — shared currency across CEMAC: Cameroon, Central African Republic, Chad, Republic of Congo, Equatorial Guinea, Gabon. Pegged to EUR.

UN Rate age: 10 days

Central African Republic

XAF · CFA Franc BEAC · Pegged to EUR

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

$19,198

+2.0%

UN vs USDT

$67,965

+7.3%

Theoretical gain via USDC

up to $10.5M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

555.43

Forex Rate

566.30

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

595.93

CFA Franc (BEAC) — shared currency across CEMAC: Cameroon, Central African Republic, Chad, Republic of Congo, Equatorial Guinea, Gabon. Pegged to EUR.

UN Rate age: 10 days

Chad

XAF · CFA Franc BEAC · Pegged to EUR

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

$19,198

+2.0%

UN vs USDT

$67,965

+7.3%

Theoretical gain via USDC

up to $39.0M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

555.43

Forex Rate

566.30

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

595.93

CFA Franc (BEAC) — shared currency across CEMAC: Cameroon, Central African Republic, Chad, Republic of Congo, Equatorial Guinea, Gabon. Pegged to EUR.

UN Rate age: 10 days

Guatemala

GTQ · Guatemalan Quetzal

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

$128

+0.0%

UN vs USDT

$47,169

+5.0%

Theoretical gain via USDC

up to $2.0M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

7.6610

Forex Rate

7.6620

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

8.0403

UN Rate age: 10 days

Haiti

HTG · Haitian Gourde

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

$3,499

+0.4%

UN vs USDT

$89,058

+9.8%

Theoretical gain via USDC

up to $27.1M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

130.62

Forex Rate

131.08

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

143.39

UN Rate age: 10 days

Honduras

HNL · Honduran Lempira

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

$8,969

+0.9%

UN vs USDT

$45,782

+4.8%

Theoretical gain via USDC

up to $1.3M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

26.24

Forex Rate

26.48

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

27.50

UN Rate age: 10 days

Mali

XOF · CFA Franc BCEAO · Pegged to EUR

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

$19,198

+2.0%

UN vs USDT

$14,068

+1.4%

Theoretical gain via USDC

up to $3.4M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

555.43

Forex Rate

566.30

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

563.35

CFA Franc (BCEAO) — shared currency across WAEMU: Benin, Burkina Faso, Côte d'Ivoire, Guinea-Bissau, Mali, Niger, Senegal, Togo. Pegged to EUR.

UN Rate age: 10 days

Mozambique

MZN · Mozambican Metical

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

$4,935

+0.5%

UN vs USDT

$168,201

+20.2%

Theoretical gain via USDC

up to $37.0M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

63.25

Forex Rate

63.56

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

76.04

UN Rate age: 10 days

Niger

XOF · CFA Franc BCEAO · Pegged to EUR

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

$19,198

+2.0%

UN vs USDT

$14,068

+1.4%

Theoretical gain via USDC

up to $3.6M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

555.43

Forex Rate

566.30

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

563.35

CFA Franc (BCEAO) — shared currency across WAEMU: Benin, Burkina Faso, Côte d'Ivoire, Guinea-Bissau, Mali, Niger, Senegal, Togo. Pegged to EUR.

UN Rate age: 10 days

Iraq

IQD · Iraqi Dinar

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

-$528

No gap

UN vs USDT

$153,770

+18.2%

Theoretical gain via USDC

up to $15.3M

if all 2025 funding converted at UNORE vs stablecoin rate

USD exchange rates

UN Rate

1,310

Forex Rate

1,309

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

1,548

UN Rate age: 10 days

Kenya

KES · Kenyan Shilling

Insufficient data

Purchasing power gap per $1M converted

UN vs Forex

$2,183

+0.2%

UN vs USDT

-$427

No gap

USD exchange rates

UN Rate

128.88

Forex Rate

129.16

Stablecoin market rates

USDC (regulated)

N/A

USDT (unregulated)

128.83

UN Rate age: 10 days